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Personal loan
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BUY : 5.25 - SELL : 5.25


BUY : 6.68 - SELL : 6.69


BUY : 5.98 - SELL : 5.98


BUY : 3.98 - SELL : 3.99

Welcome to First Ghana Savings and Loans Ltd.

First Ghana Savings and Loans Limited (FGSL) is a Non-Banking Financial Institution. It is licensed to operate as a Savings and Loans Company under the Non-Bank Financial Institution Act, 2008 (Act 774) and Banking Act, 2004 (Act 673) and the Banks and Specialized Deposit-Taking Institutions Act, 2016 (Act 930).

The Company started as First Ghana Building Society (FGBS) in 1956, in 2006 the Society was transformed into a Limited Liability Company in order to become more competitive and also adapt to technological and economic changes in Ghana.

FGSL has its head office in Accra-Osu with ten (10) branches located at Accra-Adabraka, Tema, Kumasi-Amakom, Kumasi-Suame, Koforidua, Takoradi, Hohoe, Sunyani and Tamale.

The Government of Ghana through National Investment Bank Ltd (NIB) and Ministry of Finance owns about 98% shares in FGSL.


Our Partners



“Name: Alimatu Labran / CEO, Direct Fones I started working with First Ghana Savings and Loans since 1989. Well, they are very good, they are accessible they do mobile banking if you have a store and you want them to come pick up your daily savings they will do that for you. I like them because since I started dealing with them I have never find any problem.And whatever money you want, is just a matter of negotiations and they will surely give you base on their policies. I think they are good, they are number one, so you can try them and see.”

Name: Alimatu Labran

CEO, Direct Fones

Treasury Rates

Investment Type
Int. Rate
Call Deposit
Above 100000
Fixed Deposit 1 Month
Fixed Deposit 3 Months
5,000.01 - 10,000.00
26.85% P.A
Fixed Deposit 6 Months
10,000.01 - 100,000.00
27.00% P.A

News Release

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